Private Medical Insurance

Private Medical Insurance

When you take our Private Medical Insurance through The Insurance Centre, you will be covered for the cost of private healthcare, from diagnosis through to treatment and recovery. Your policy and level of cover will be tailored to you, your family or your business.

Why do I need it?

Things happen when we least expect it and when they do – it helps to be prepared.

At the end of the day, there’s nothing more important than having access to the right healthcare when you need it.

With private healthcare, you benefit from reduced waiting times, private rooms, access to a specialist treatment not offered on the NHS, specialist referrals and your choice of surgeon or hospital.

Private Medical Insurance allows you, your family or your business to access these benefits while covering all the costs. We’ll deal with everything, so you can focus on what matters.

 

How much is Private Medical Insurance?  

The cost of Private Medical Insurance varies from one situation to another based on a range of variables including age, lifestyle and the amount of excess. At The Insurance Centre, we offer varying cover options from basic to comprehensive to suit different budgets.

What does Private Medical Insurance cover?

Protecting only what you need

Our experienced team will work with you to offer cover that suits your needs and your budget. We can review your existing cover to see if it’s right for you and will talk through what you require without any obligations.

Standard cover

Most Private Medical Insurance plans typically cover consultations, treatment, physiotherapy for muscle, bone or joint conditions and out-patient care. This also includes access to a Digital GP app, offering 24/7 support.

Additional cover

If you’re looking for a bit of extra coverage, we will discuss what additional benefits are available to you at our consultation. These include services such as in-patient and day-patient treatment, NHS hospital cash benefit and parent accommodation.

Exclusions

Most Private Medical Insurance policies don’t cover maternity care, treatment for pre-existing health conditions, treatment for chronic conditions including diabetes and arthritis and emergency treatment.

Cancer-related treatments

Depending on the cover you choose, your policy can include cancer treatment, recovery and access to cancer-preventing drugs. Some policies have annual limits while others are unlimited.

Family cover

Whether you’re a parent wanting to add children to your policy or a business looking to offer health plans that can include family members, we can help to facilitate this.

Private Medical Insurance for your business

A healthy team is a happy team and that’s why we can arrange tailored health plans for businesses of all sizes to offer to your colleagues. With different levels of cover available, you can provide a wide range of benefits to your colleagues, while giving them the option to extend their level of cover if they require. Talk to the team at The Insurance Centre today for a no-obligation review of your current cover and find out what we can do to help.

Key Features

Overview

Get access to faster, specialist healthcare with Private Medical Insurance through The Insurance Centre that’s tailored to your individual requirements.

Key Features

  • In-patient and day-patient treatment in private hospitals
  • Digital GP appointments
  • Specialist referrals and treatments
  • Reduced waiting time
  • Choice of surgeon and hospital
  • Private rooms
  • Quicker access to physiotherapy
  • Mental health support
  • Out-patient care (certain policies)

Common exclusions

  • Pre-existing health conditions
  • Organ transplants
  • Maternity care
  • Cosmetic surgery
  • Injuries relating to dangerous activities
  • Chronic illness

Types of Private Medical Insurance

Individual Health Insurance

We offer tailored Private Health Insurance plans suited to you and your lifestyle, allowing you to take better control of your health.

Couples Health Insurance

Cover both yourself and your partner under one policy as long as you both live at the same address.

Family Health Insurance

We can help you add dependents to your policy to ensure that your full family has access to the plan’s benefits.

Business Health Insurance

As well as sourcing the right cover for your business, we offer a full no-obligation review of your existing plan to ensure it’s right for your staff.

We have dealt with The Insurance Centre for over 20 years and they have always provided excellent service and on the rare occasion we have had to make a claim on our policies we have always received a prompt settlement.

Mrs B Wootton | Salon Owner

Ourselves and a number of our extended family members have used The Insurance Centre for the past 30 plus years for both our business and personal insurances. Nothing is too much trouble and all our queries are dealt with swiftly. We could not recommend them highly enough.

Sarah and Ben Johnson | High Net Worth and Property portfolio client

From the initial enquiry to going on cover, Alan our contact at The Insurance Centre has been incredibly friendly, helpful and knowledgeable.

He works with us to ensure we are happy and leaves me with the confidence that the insurance side of our business is taken care of. Nothing is too much trouble and the personal service provided is second to none.

Kym | Get Lost Escape Rooms

Although I have now retired I would like to thank Carl and the team at The Insurance Centre for their service over the years. They have provided me with insurance cover both as a manufacturer and as a landlord and I have always relied on the help and advice provided to me.

I would be happy to recommend their services to anyone looking for insurance cover.

Steve Allen (MD) | Steve Allen Properties Limited

Frequently Asked Questions

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